Our FREEDOM CHECKING offers the freedom of checking without the worry of monthly service fees or maintaining a minimum monthly balance, the freedom to transfer funds to or from your account unlimited times during a month, freedom to access your account through our internet or mobile banking services or through our 24/7 Bank by Phone service at no charge. Freedom Checking is no worry, no hassle banking at its best. (See qualifying requirements below)

Additional Account Information

• $50.00 minimum opening deposit.
• No monthly service fee.
• $16 ATM reimbursement on transaction fees from any ATM nationwide per statement cycle.
• Monthly Internet Banking Statements.

Additional Services**

• Visa Debit Card upon request
• Free 24/7 Bank by Phone services (888-389-2265)
• Free 24/7 Mobile Banking
• Free Internet Banking Services
• **Bank My Change feature
• **ATM/Visa Debit Card Personal Pin Change
• **American Bank & Trust Personal Visa Credit Card
• **Visa Gift and Travel Cards available

**Please ask your customer service representative about these additional features and current account interest rates or visit our contact page.