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Personal Accounts
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Personal Checking

Account Descriptions
All American Checking  
A checking account designed to hande the needs of the busy American household. Your account will not have a monthly service fee when you keep balances of $1,500 or greater. Your All American Account also allows you to receive special advantages.
  • $100 minimum deposit to open account
  • To avoid monthly service fee, maintain a minimum daily balance of $1,500
  • Unlimited check writing
  • Free American Bank & Trust designer checks
  • Free cashier's checks
  • Free traveler's checks
  • Free on-line banking and bill pay
  • 1 Free stop payment per statement cycle
  • ATM access
  • $10 rebate on ATM surcharges charged by other banks when you use their ATM's
  • American Bank & Trust debit card available upon approval
  • Bonuses on Certificates of Deposit
  • Monthly Image Statements
 
Classic American  

If you are 50 or better, your account will not have a monthly service fee or minimum deposit requirement. You will also earn interest on balances $1000 or greater as well as receive special advantages.

  • $100 minimum deposit to open account
  • No minimum balance requirement
  • Interest is earned each day your balance is $1,000 or greater
  • Interest is earned on the collected daily balance & based upon current deposit rates
  • Unlimited check writing
  • Free American Bank & Trust designer checks
  • Free cashier’s checks
  • Free traveler’s checks
  • Free wire transfers (within United States)
  • Free on-line banking and bill pay
  • 1 free stop payment per statement cycle-ATM access
  • $10 rebate on ATM surcharges charged by other banks when you use their ATMs-American Bank & Trust debit card available upon approval
  • Bonuses on certificates of deposit
  • Discounts on safety deposit box rentals
 
Stars & Stripes Checking  

An interest bearing checking account for all ages.

  • $1,000 minimum deposit to open account
  • To avoid monthly serivce fee, maintain a minimum daily balance of $2,500
  • $12 monthly service fee if daily balance falls below $2,500
  • Interest is earned each day your balance is $1,000 or greater
  • Interest is earned on the collected daily balance & based upon current daily rates
  • Unlimited check writing
  • Free AB&T designer checks
  • Free cashier’s checks
  • Free traveler’s checks
  • Free wire transfers (within US)-Free on-line banking and bill pay
  • 1 free stop payment per statement cycle
  • ATM access
  • $10 rebate on ATM surcharges charged by other banks when you use their ATMs
  • American Bank & Trust debit card available upon approval-Bonuses on certificates of deposit
  • Discounts on safety deposit box rentals
 
Presidential Checking  

The Presidential Checking account is a tiered interest bearing checking account---the higher the balance the more you will earn.

  • $5000 minimum balance to open account
  • To avoid monthly service fee, maintain a minimum daily balance of $5,000
  • $15.00 monthly service fee if minimum daily balance falls below $5,000
  • Interest earned each day your balance is $5,000 or greater
  • Interest is earned on the collected daily balance & based upon current deposit rates
  • Unlimited check writing
  • Free American Bank & Trust designer checks
  • Free Cashier's Checks
  • Free Traveler's Checks
  • Free wire transfers (within US)
  • Free on-line banking & bill pay-1 Free Stop Payment per statement cycle
  • ATM access
  • $10 rebate on ATM surcharges charged by other banks when you use their ATMs
  • American Bank & Trust debit card available upon approval-Bonuses on Certificates of Deposits
  • Discounts on Safety Deposit Box rentals
 
Freedom Checking  

Zip...Zero...Zilch

Freedom checking at American Bank & Trust is, well,freedom from paying any monthly service fees and maintaining no minimum balance.

  • $150 minimum deposit to open account
  • No minimum balance requirement
  • No monthly service fee
  • Unlimited check writing
  • 1st check order is free
  • ATM access
  • American Bank & Trust debit card available upon approval

 

American Bank & Trust Company, Member FDIC Equal Housing Lender. Member FDIC Equal Housing Lender