American Bank & Trust Rate Schedule
Deposit Account Rates │ Savings Account Rates │ Certificate of Deposit & IRA Rates │ Loan Rates
RATES ARE ACCURATE AS OF:
*Annual Percentage Yield
| DEPOSIT ACCOUNT RATES |
| Type of Deposit Account |
Minimum Deposit To Open |
Rate |
APY* |
| |
| Classic American |
$100 |
.20 |
.20 |
| Stars & Stripes |
$1,000 |
.20 |
.20 |
| Presidential Checking |
$5,000 |
|
|
| $5,000-$9,999 |
|
.20 |
.20 |
| $10,000-$24,999 |
|
.30 |
.30 |
| $25,000-$49,999 |
|
.40 |
.40 |
| $50,000-$74,999 |
|
.50 |
.50 |
over $75,000 |
|
.60 |
.60 |
American Incentive Checking (Call for Qualification Requirements) |
|
|
|
| $0.01-$50,000 |
|
2.50 |
2.53 |
| $50,000> |
|
.50 |
.50 |
Small Business Checking |
|
.45 |
.45 |
Money Market Account |
$2,500 |
|
|
| $2,500-$14,999 |
|
.20 |
.20 |
| $15,000-$24,999 |
|
.25 |
.25 |
| $25,000-$49,999 |
|
.30 |
.30 |
| $50,000-$99,000 |
|
.40 |
.40 |
| $100,000-$299,999 |
|
.50 |
.50 |
| $300,000> |
|
.60 |
.60 |
Corporate Checking
(Earnings Credit) |
$100 |
.50 |
.50 |
| SAVINGS ACCOUNT RATES |
| Type of Savings Account |
Minimum Deposit To Open |
Rate |
APY* |
|
| Business Savings Account |
$100 |
.25 |
.25 |
| Statement Savings Account |
$100 |
.25 |
.25 |
| Minor Savings Account |
$25 |
.25 |
.25 |
| Christmas Club Savings |
$10.00 |
.25 |
.25 |
CERTIFICATE OF DEPOSIT (CD)
& INDIVIDUAL RETIREMENT ACCOUNT
(IRAs may be Fixed or Variable) |
| Term of CD or IRA |
Minimum Deposit to Open |
Rate |
APY* |
|
| 30 Day CD |
$1,000 |
Presently
Not Offered |
Presently
Not Offered |
| 60 Day CD |
$1,000 |
Presently
Not Offered |
Presently
Not Offered |
| 90 Day CD |
$1,000 |
.40 |
.40 |
| 180 Day CD |
$1,000 |
.50 |
.50 |
| 12 Month CD or IRA** |
$1,000 |
.96 |
.96 |
| 18 Month CD or IRA** |
$1,000 |
1.00 |
1.00 |
| 24 Month CD or IRA** |
$1,000 |
1.09 |
1.10 |
| 30 Month CD or IRA** |
$1,000 |
1.14 |
1.15 |
| 36 Month CD or IRA** |
$1,000 |
1.29 |
1.30 |
| 48 Month CD or IRA** |
$1,000 |
1.59 |
1.60 |
| 60 Month CD or IRA** |
$1,000 |
1.88 |
1.90 |
| |
*Annual Percentage Yield. Rates are accurate as of
. Substantial Penalty for Early Withdrawal. Minimum deposit of $100 required on Classic American & Savings. Minimum deposit of $1,000 required on Certificates of Deposit.
**Interest is compounded quarterly on Individual Retirement Accounts. American Incentive Checking: Call for qualifying requirements.
Please contact our professional lending staff at 270-796-8444 to discuss loan options and rates.
| American Bank & Trust Company, Member FDIC Equal Housing Lender. |
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