for 02/15/19 - 02/21/19
| Deposit Account | Interest Rate* | APY* |
|---|---|---|
| Classic American | 0.25% | 0.25% |
| Presidential | ||
| $5,000 - $9,999.99 | 0.25% | 0.25% |
| $10,000 - $24,999.99 | 0.45% | 0.45% |
| $25,000 - $49,999.99 | 0.55% | 0.55% |
| $50,000 - $74,999.99 | 0.65% | 0.65% |
| $75,000 | 0.75% | 0.75% |
| American Incentive Checking (Call for Qualifying Requirements) | ||
| $0.01 - $50,000.00 | 2.08% | 2.10% |
| Balances over $50,000 | 0.55% † | 0.55% † |
| Balances $0.01 and greater that do not meet requirements | 0.55% † | 0.55% † |
| Small Business Checking (Sole Proprietor) | 0.30% | 0.30% |
| Corporate Checking (Earnings Credit) | 0.55% | 0.55% |
Please be advised that Deposit Account Rates may change weekly after the account is opened.
Fees could reduce earnings.
| Savings Accounts (Personal & Business) | Interest Rate* | APY* |
|---|---|---|
| Statement Savings (Interest Compounded Quarterly) | 0.30% † | 0.30% † |
| Christmas Club (Interest Compounded Quarterly) | 0.30% | 0.30% |
| Vacation Club (Interest Compounded Quarterly) | 0.30% † | 0.30% † |
| Money Market (Tiered) | ||
| $2,500.00 - $14,999.99 | 0.65% | 0.65% |
| $15,000.00 - $24,999.99 | 0.85% | 0.85% |
| $25,000.00 - $49,999.99 | 0.95% | 0.95% |
| $50,000.00 - $99,999.99 | 1.14% | 1.15% |
| $100,00000. - $299,999.99 | 1.24% | 1.25% |
| $300,000.00 & over | 1.39% | 1.40% |
Please be advised that Savings Account Rates may change weekly after the account is opened.
Fees could reduce earnings.
| Certificates of Deposits & Individual Retirement Accounts (IRA)** | Interest Rate* | APY* |
|---|---|---|
| 30 Day Certificate of Deposit | Presently not offered | Presently not offered |
| 60 Day Certificate of Deposit | Presently not offered | Presently not offered |
| 90 Day Certificate of Deposit | 0.20% | 0.20% |
| 180 Day Certificate of Deposit | 1.74% | 1.75% |
| 12 Month Certificate of Deposit or Individual Retirement Account (IRA)** | 2.47% | 2.50% |
| 15 Month Certificate of Deposit or Individual Retirement Account (IRA)** | 1.83% | 1.85% |
| **SPECIAL** 18 Month Certificate of Deposit or Individual Retirement Account (IRA)** | 2.62% | 2.65% |
| **SPECIAL** 24 Month Certificate of Deposit or Individual Retirement Account (IRA)** | 2.67% | 2.70% |
| 30 Month Certificate of Deposit or Individual Retirement Account (IRA)** | 2.13% | 2.15% |
| 36 Month Certificate of Deposit or Individual Retirement Account (IRA)** | 2.13% | 2.15% |
| 48 Month Certificate of Deposit or Individual Retirement Account (IRA)** | 2.13% | 2.15% |
| 60 Month Certificate of Deposit or Individual Retirement Account (IRA)** | 2.13% | 2.15% |
- † Rate Recently Increased.
- *Annual Percentage Yield. Rates are accurate as of Friday, February 15th, 2019. Substantial Penalty for Early Withdrawal.
- ** Interest is compounded quarterly on Individual Retirement Accounts
- For Minimum Deposit Requirements as well as Account Information, please click on Product hyperlink.
Fees could reduce earnings.