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Weekly Deposit Rates

Deposit Account Rates

Classic American

Balance Interest Rate APY
$500 Minimum 0.25% 0.25%

Presidential

Balance Interest Rate APY
$5,000 - $9,999.99 0.25% 0.25%
$10,000 - $24,999.99 0.45% 0.45%
$25,000 - $49,999.99 0.55% 0.55%
$50,000 - $74,999.99 0.65% 0.65%
$75,000 0.75% 0.75%

American Incentive Checking (Call for Qualifying Requirements)

Balance Interest Rate APY
$0.01 - $50,000.00 1.93% 1.95%
Balances over $50,000 0.45% 0.45%
Balances $0.01 and greater that do not meet requirements 0.45% 0.45%

Small Business Checking (Sole Proprietor and KY IOLTA)

Balance Interest Rate APY
$1,000 Minimum 0.55% 0.55%

Corporate Checking (Earnings Credit)

Balance Earnings Credit APY
No Minimum 0.55% 0.55%

Savings Accounts Rates

Statement Savings (Interest Compounded Quarterly)

Balance Interest Rate APY
$100 Minimum 0.30% 0.30%

Christmas Club (Interest Compounded Quarterly)

Balance Interest Rate APY
No Minimum 0.30% 0.30%

Vacation Club (Interest Compounded Quarterly)

Balance Interest Rate APY
No Minimum 0.30% 0.30%

Money Market (Tiered)

Balance Interest Rate APY
$2,500.00 - $14,999.99 0.65% 0.65%
$15,000.00 - $24,999.99 0.85% 0.85%
$25,000.00 - $49,999.99 0.95% 0.95%
$50,000.00 - $99,999.99 1.14% 1.15%
$100,00000. - $299,999.99 1.24% 1.25%
$300,000.00 & over 1.39% 1.40%

CD/IRA Rates

CD/IRA Accounts Interest Rate APY
30 Day Certificate of Deposit Presently not offered Presently not offered
60 Day Certificate of Deposit Presently not offered Presently not offered
90 Day Certificate of Deposit 0.20% 0.20%
180 Day Certificate of Deposit 1.39% 1.40%
12 Month Certificate of Deposit or Individual Retirement Account (IRA)** 1.79% 1.80%
15 Month Certificate of Deposit or Individual Retirement Account (IRA)** 1.83% 1.85%
18 Month Certificate of Deposit or Individual Retirement Account (IRA)** 1.88% 1.90%
24 Month Certificate of Deposit or Individual Retirement Account (IRA)** 2.03% 2.05%
30 Month Certificate of Deposit or Individual Retirement Account (IRA)** 2.13% 2.15%
36 Month Certificate of Deposit or Individual Retirement Account (IRA)** 2.13% 2.15%
48 Month Certificate of Deposit or Individual Retirement Account (IRA)** 2.13% 2.15%
60 Month Certificate of Deposit or Individual Retirement Account (IRA)** 2.13% 2.15%
† Rate Recently Increased.
*Annual Percentage Yield. Rates are accurate as of Friday, January 17th, 2020. Substantial Penalty for Early Withdrawal.
** Interest is compounded quarterly on Individual Retirement Accounts
Fees could reduce earnings.