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Personal Banking
- Checking
  Our personal checking accounts are designed to make life simple. See which account fits your lifestyle and ask us about Card@Once where we can issue you a Visa Debit Card at account opening.
- Student Checking
  Our All American Student Checking is tailored so that students under the age of 23 can take advantage of free checking while continuing their education.
- Savings
  Saving today is more important than ever. We offer a wide range of savings products, ask about our Bank My Change service that helps you save even more by rounding-up your Visa© Debit transactions.
- Money Market
  Our Money Market Account is a tiered account where the more you save, the more you earn.
- CD & IRA
  CDs & IRAs are a great way to earn more for hard earned money. Maturities range from 6 months to 5 years and are FDIC insured up to $250,000.
- Loans
  To help you with your borrowing needs, we offer installment loans, home equity loans and residential loans.
- Electronic Banking
  Access your account information electronically 24/7. We offer convenient online banking with bill pay, mobile banking, telephone banking and ATM access for cash withdrawals.
- Bank My Change
Business Banking
- Checking
  Regardless of whether you are a non-profit, a sole proprietor or a small company, we have a checking account that will allow you to manage your business.
- Savings
  Invest your excess short-term cash into a business savings account and have immediate access to your funds.
- Money Market
  Our business Money Market Account is a tiered savings account where the more you save, the more you earn.
- Loans
  We offer term loans and lines of credit as well as SBA and USDA loans. Give us a call and allow us to help you grow your business.
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Business Banking // Business Loans

We understand the corporate and small business needs of the local business environment in Warren and surrounding counties and can respond to these needs accordingly.

Contact our commercial lending staff here or at 270-796-8444 and let their commercial lending expertise help you with your business financial needs.

Corporate and Small Business Lending
Flexible repayment schedules
Equipment credit lines
Operating credit lines
Acquisitions
Construction financing
Real Estate financing
Rates and fees established according to the project
Financing available for a variety of unique business needs
No pre-payment penalties

For your convenience, you may print & complete our commercial loan application and bring it with you when you are ready to discuss your lending needs with one of our experienced loan officers.

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American Bank & Trust Company Inc. Member FDIC, Equal Housing Lender.