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Weekly Deposit Rates

Deposit Account Interest Rates

Classic American (Click To View Account Details)

Balance Interest Rate APY*
$500 Minimum 0.70% 0.70%

Presidential (Click To View Account Details)

Balance Interest Rate APY*
$5,000 - $9,999.99 1.39% 1.40%
$10,000 - $24,999.99 1.59% 1.60%
$25,000 - $49,999.99 1.69% 1.70%
$50,000 - $74,999.99 1.79% 1.80%
$75,000 1.88% 1.90%

American Incentive Checking (Click To View Account Details, Call for Qualifying Requirements)

Balance Interest Rate APY*
$0.01 - $50,000.00 2.42% 2.45%
Balances over $50,000 0.15% 0.15%
Balances $0.01 and greater that do not meet requirements 0.15% 0.15%

Business Interest Checking (Click To View Account Details, Sole Proprietor and KY IOLTA)

Balance Interest Rate APY*
$1,000 Minimum 0.75% 0.75%

Corporate Checking (Earnings Credit, Contact a CSR for details)

Balance Interest Rate APY*
No Minimum

Savings Accounts Interest Rates

Statement Savings (Click To View Account Details, Interest Compounded Quarterly)

Balance Interest Rate APY*
$100 Minimum 0.50% 0.50%

Business Savings (Click To View Account Details, Interest Compounded Quarterly)

Balance Interest Rate APY*
$100 Minimum 0.50% 0.50%

Christmas Club (Click To View Account Details, Interest Compounded Quarterly)

Balance Interest Rate APY*
No Minimum 0.50% 0.50%

Vacation Club (Click To View Account Details, Interest Compounded Quarterly)

Balance Interest Rate APY*
No Minimum 0.50% 0.50%

Money Market (Click To View Account Details, Tiered)

Balance Interest Rate APY*
$2,500.00 - $14,999.99 2.23% 2.25%
$15,000.00 - $24,999.99 2.33% 2.35%
$25,000.00 - $49,999.99 2.42% 2.45%
$50,000.00 - $99,999.99 2.52% 2.55%
$100,00000. - $299,999.99 2.62% 2.65%
$300,000.00 & over 2.72% 2.75%

CD/IRA Interest Rates (Click To View Account Details)
CD/IRA Accounts Interest Rate APY*
30 Day Certificate of Deposit Presently not offered Presently not offered
60 Day Certificate of Deposit Presently not offered Presently not offered
90 Day Certificate of Deposit 1.98% 2.00%
180 Day Certificate of Deposit 1.98% 2.00%
12 Month Certificate of Deposit 4.17% 4.25%
12 Month Individual Retirement Account (IRA)** 4.18% 4.25%
15 Month Certificate of Deposit 4.22% 4.30%
15 Month Individual Retirement Account (IRA)** 4.23% 4.30%
18 Month Certificate of Deposit 4.27% 4.35%
18 Month Individual Retirement Account (IRA)** 4.28% 4.35%
24 Month Certificate of Deposit 4.41% 4.50%
24 Month Individual Retirement Account (IRA)** 4.43% 4.50%
30 Month Certificate of Deposit 3.69% 3.75%
30 Month Individual Retirement Account (IRA)** 4.52% 4.60%
36 Month Certificate of Deposit 3.69% 3.75%
36 Month Individual Retirement Account (IRA)** 4.43% 4.50%
48 Month Certificate of Deposit 3.69% 3.75%
48 Month Individual Retirement Account (IRA)** 4.33% 4.40%
60 Month Certificate of Deposit 3.45% 3.50%
60 Month Individual Retirement Account (IRA)** 4.33% 4.40%
† Rate Recently Increased.
*Annual Percentage Yield. Interest Rates are accurate as of Friday, February 3rd, 2023. Substantial Penalty for Early Withdrawal.
** Interest is compounded quarterly on Individual Retirement Accounts
Fees could reduce earnings.