r
Home / Interest Rates

Weekly Deposit Rates

Deposit Account Interest Rates

Classic American (Click To View Account Details)

Balance Interest Rate APY*
$500 Minimum 0.70% 0.70%

Presidential (Click To View Account Details)

Balance Interest Rate APY*
$5,000 - $9,999.99 1.49% 1.50%
$10,000 - $24,999.99 1.69% 1.70%
$25,000 - $49,999.99 1.79% 1.80%
$50,000 - $74,999.99 1.88% 1.90%
$75,000 1.98% 2.00%

American Incentive Checking (Click To View Account Details, Call for Qualifying Requirements)

Balance Interest Rate APY*
$0.01 - $50,000.00 3.9285% 4.00%
Balances over $50,000 0.15% 0.15%
Balances $0.01 and greater that do not meet requirements 0.15% 0.15%

Business Interest Checking (Click To View Account Details, Sole Proprietor and KY IOLTA)

Balance Interest Rate APY*
$1,000 Minimum 0.75% 0.75%

Corporate Checking (Earnings Credit, Contact a CSR for details)

Balance Interest Rate APY*
No Minimum

Savings Accounts Interest Rates

Statement Savings (Click To View Account Details, Interest Compounded Quarterly)

Balance Interest Rate APY*
$100 Minimum 0.9963% 1.00%

Business Savings (Click To View Account Details, Interest Compounded Quarterly)

Balance Interest Rate APY*
$100 Minimum 0.50% 0.50%

Christmas Club (Click To View Account Details, Interest Compounded Quarterly)

Balance Interest Rate APY*
No Minimum 0.50% 0.50%

Vacation Club (Click To View Account Details, Interest Compounded Quarterly)

Balance Interest Rate APY*
No Minimum 0.50% 0.50%

Money Market (Personal) (Click To View Account Details, Tiered)

Balance Interest Rate APY*
$2,500.00 - $14,999.99 2.33% 2.35%
$15,000.00 - $24,999.99 2.42% 2.45%
$25,000.00 - $49,999.99 2.52% 2.55%
$50,000.00 - $99,999.99 2.62% 2.65%
$100,000.00 - $299,999.99 3.93% 4.00%
$300,000.00 & over 4.07% 4.15%

Money Market (Business) (Click To View Account Details, Tiered)

Balance Interest Rate APY*
$2,500.00 - $14,999.99 2.23% 2.25%
$15,000.00 - $24,999.99 2.33% 2.35%
$25,000.00 - $49,999.99 2.42% 2.45
$50,000.00 - $99,999.99 2.52% 2.55%
$100,000.00 - $299,999.99 2.62% 2.65%
$300,000.00 & over 2.72% 2.75%

CD/IRA Interest Rates (Click To View Account Details)

CD/IRA Accounts Interest Rate APY*
30 Day Certificate of Deposit Presently not offered Presently not offered
60 Day Certificate of Deposit Presently not offered Presently not offered
90 Day Certificate of Deposit 1.98% 2.00%
180 Day Certificate of Deposit 1.98% 2.00%
9 Month Certificate of Deposit 4.84% 4.95%
9 Month Individual Retirement Account (IRA)** 4.86% 4.95%
12 Month Certificate of Deposit 4.94% 5.05%
12 Month Individual Retirement Account (IRA)** 4.96% 5.05%
15 Month Certificate of Deposit 4.65% 4.75%
15 Month Individual Retirement Account (IRA)** 4.67% 4.75%
18 Month Certificate of Deposit 4.98% 5.10%
18 Month Individual Retirement Account (IRA)** 5.01% 5.10%
24 Month Certificate of Deposit 4.98% 5.10%
24 Month Individual Retirement Account (IRA)** 5.01% 5.10%
30 Month Certificate of Deposit 3.69% 3.75%
30 Month Individual Retirement Account (IRA)** 3.70% 3.75%
36 Month Certificate of Deposit 3.69% 3.75%
36 Month Individual Retirement Account (IRA)** 3.70% 3.75%
48 Month Certificate of Deposit 3.69% 3.75%
48 Month Individual Retirement Account (IRA)** 3.70% 3.75%
60 Month Certificate of Deposit 3.45% 3.50%
60 Month Individual Retirement Account (IRA)** 3.46% 3.50%
† Rate Recently Increased.
*Annual Percentage Yield. Interest Rates are accurate as of Friday, May 17th, 2024. Substantial Penalty for Early Withdrawal.
** Interest is compounded quarterly on Individual Retirement Accounts
Fees could reduce earnings.