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Weekly Deposit Rates

Deposit Account Interest Rates

Classic American

Balance Interest Rate APY*
$500 Minimum 0.35% 0.35%

Presidential

Balance Interest Rate APY*
$5,000 - $9,999.99 0.85% 0.85%
$10,000 - $24,999.99 1.05% 1.05%
$25,000 - $49,999.99 1.15% 1.15%
$50,000 - $74,999.99 1.25% 1.25%
$75,000 1.35% 1.35%

American Incentive Checking (Call for Qualifying Requirements)

Balance Interest Rate APY*
$0.01 - $50,000.00 1.74% 1.75%
Balances over $50,000 0.15% 0.15%
Balances $0.01 and greater that do not meet requirements 0.15% 0.15%

Small Business Checking (Sole Proprietor and KY IOLTA)

Balance Interest Rate APY*
$1,000 Minimum 0.55% 0.55%

Corporate Checking (Earnings Credit)

Balance Earnings Credit APY*
No Minimum 0.55% 0.55%

Savings Accounts Interest Rates

Statement Savings (Interest Compounded Quarterly)

Balance Interest Rate APY*
$100 Minimum 0.40% 0.40%

Christmas Club (Interest Compounded Quarterly)

Balance Interest Rate APY*
No Minimum 0.40% 0.40%

Vacation Club (Interest Compounded Quarterly)

Balance Interest Rate APY*
No Minimum 0.40% 0.40%

Money Market (Tiered)

Balance Interest Rate APY*
$2,500.00 - $14,999.99 1.05% 1.05%
$15,000.00 - $24,999.99 1.15% 1.15%
$25,000.00 - $49,999.99 1.25% 1.25%
$50,000.00 - $99,999.99 1.35% 1.35%
$100,00000. - $299,999.99 1.45% 1.45%
$300,000.00 & over 1.55% 1.55%

CD/IRA Interest Rates

CD/IRA Accounts Interest Rate APY*
30 Day Certificate of Deposit Presently not offered Presently not offered
60 Day Certificate of Deposit Presently not offered Presently not offered
90 Day Certificate of Deposit 1.00% 1.00%
180 Day Certificate of Deposit 1.00% 1.00%
12 Month Certificate of Deposit or Individual Retirement Account (IRA)** 2.47% 2.50%
15 Month Certificate of Deposit or Individual Retirement Account (IRA)** 2.52% 2.55%
18 Month Certificate of Deposit or Individual Retirement Account (IRA)** 2.62% 2.65%
24 Month Certificate of Deposit or Individual Retirement Account (IRA)** 2.81% 2.85%
30 Month Certificate of Deposit or Individual Retirement Account (IRA)** 2.96% 3.00%
30 Month Bump Up Plus Certificate of Deposit 2.97% 3.00%
30 Month Bump Up Individual Retirement Account (IRA)** 3.20% 3.25%
36 Month Certificate of Deposit or Individual Retirement Account (IRA)** 3.25% 3.30%
48 Month Certificate of Deposit or Individual Retirement Account (IRA)** 3.30% 3.35%
60 Month Certificate of Deposit or Individual Retirement Account (IRA)** 3.35% 3.40%
† Rate Recently Increased.
*Annual Percentage Yield. Interest Rates are accurate as of Friday, September 30th, 2022. Substantial Penalty for Early Withdrawal.
** Interest is compounded quarterly on Individual Retirement Accounts
Fees could reduce earnings.